Terms

Welcome to Bi Clicks. By visiting our website, reading our articles, or using any of our features, you're agreeing to play by the rules laid out here. Nothing shady or overwhelming—just a few ground rules to help keep things respectful, legal, and running smoothly.

If you don’t agree with anything on this page, it’s okay—but you’ll need to stop using the site. That’s the deal.

Using Bi Clicks (Responsibly, Please)

Bi Clicks is here to offer guidance, tips, and ideas on all things personal finance—from budgeting to investing. Everything on this site is for informational purposes only. We don’t offer financial advice, investment schemes, or credit card guarantees. We write, you read, and (hopefully) you make more informed decisions.

You agree to:

Use our content for personal, non-commercial use only

Not misuse, copy, or sell our stuff without written permission

Avoid posting anything offensive, spammy, or false if we ever allow comments or user submissions

Respect the site’s purpose and its community

We reserve the right to block or restrict access to anyone who violates these terms. This isn’t a power trip—it’s about keeping the space useful and safe for everyone.

Intellectual Property

Everything you see here—articles, graphics, branding, layout—is protected by copyright and intellectual property laws. We worked hard to create it. Please don’t copy, scrape, or redistribute our content without our clear permission.

You can, however, share links, quote small bits (with credit), and link back to us if you think your audience might benefit. Just don’t act like it’s your work. That’s all we ask.

User Submissions (If and When That Happens)

We might open the door to guest posts, comment sections, or forums one day. If we do, here’s the rule: be cool. Share honest, respectful, and original content.

By submitting anything to Bi Clicks, you agree that:

You either own or have the right to share it

You’re not violating anyone’s copyright, privacy, or other rights

We can edit, publish, or remove your submission if needed

You won’t post anything offensive, discriminatory, or misleading

We won’t tolerate spam, fake news, or hate speech. That’s a hard no.

Third-Party Links

Sometimes we link out to other websites—maybe to point you toward a helpful calculator, a useful blog, or a partner product. We try to keep these recommendations honest and relevant, but we’re not responsible for what happens on those other sites.

When you click away from Bi Clicks, you're entering their territory, with their rules and privacy policies. It’s on you to check those if you’re concerned.

Accuracy of Information

We do our best to make sure every article, guide, and resource is accurate, well-researched, and up to date. But we’re human. Mistakes happen. Finance is also a moving target—rules change, markets shift, and offers expire.

So, while we strive for accuracy, we can’t guarantee that everything will always be 100% perfect or current. Double-check, do your own research, and talk to professionals before making big financial decisions.

No Financial Advice

Just to be super clear—Bi Clicks is not a bank, lender, or certified financial advisor. The content you find here is for general information and education. We don’t know your personal situation, and we’re not giving personalised advice.

If you're making decisions that involve serious money, please speak with a qualified financial professional. That’s always the safest move.

Limitation of Liability

We’re not responsible for any losses, damages, or tough breaks that happen because of actions taken based on the information on our site. That includes:

Financial losses

Credit score issues

Errors in articles or outdated information

Site outages or bugs

Third-party offers that change or vanish

Use the site at your own risk. We're here to help, not to be held liable for decisions made with incomplete context.

Changes to These Terms

We may update these Terms and Conditions now and then—whether due to legal updates, site changes, or just plain growth. If we do, we’ll update the "Effective Date" at the top and post it right here.

We won’t spam you with updates, but by continuing to use the site after changes are made, you agree to the revised terms.

So, it’s a good idea to check this page occasionally.

Governing Law

These Terms are governed by the laws of [Insert Your State/Country Here]. Any disputes will be handled in accordance with local laws and resolved in local courts.

Got Questions? We’re Real People.

If anything in this document is unclear, or if you just want to chat about how we manage things, reach out.

Email: contact@biclicks.com 

We're not robots—we’re regular folks who believe in clear, respectful communication. Thanks for being here, and for keeping things honest and fair.